Explore What Data We Collect and Why
When you open an account with joki123, we collect your name, email address, phone number, and payment identifiers associated with your chosen method — whether that is DANA, OVO, GoPay or QRIS. We also record login timestamps, device type, and IP address to detect unauthorised access
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and fulfil our fraud-prevention obligations. Transaction records linked to your wallet are retained for as long as your account remains active and for a defined period afterward, as depends on local law. We do not sell, rent or trade your personal data to third-party advertisers. Data
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shared with payment processors is limited strictly to what those processors require to complete your deposit or withdrawal. Your eligibility to use certain account features depends on local law governing data residency and financial services in Indonesia.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.